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Financing

Discover resources that are right on the money

In addition to our financing solutions, there is a wide range of government programs designed to help Canadian companies like yours export and grow.

Some government programs that provide grants, loans or other financial assistance are available to businesses across Canada, while others are specific to a certain region or industry. Check here to find out if there's a program your business qualifies for and can benefit from.

All Provinces and Territories

Bonding Solutions
Export Development Canada
EDC's bonding solutions allow you to acquire a contract guarantee without tying up much-needed cash, thus providing you with additional working capital. EDC provides guarantees to your bank so that they, in turn, can issue guarantees to your customers and suppliers.

Financing Solutions
Export Development Canada
EDC’s financing solutions provide support to companies for their international transactions: to pay for the up-front costs associated with the production of a large export order, to expand into new markets or to respond to a buyer's request for financing. Strengthen your bid by offering customers flexible financing repayment terms. EDC offers Financial Security Guarantees, Supplier Financing, Project Financing, Export Guarantees and more.

Working Capital Solutions
Export Development Canada
Companies need financing at different stages in their growth - money to cover the upfront costs of taking on new business or a loan to promote or expand their business. EDC has the products and services to help regardless of what stage you're at, including pre-shipment loans, bonds, guarantees, money for marketing and promotion and more.

About Aboriginal Business Canada
Indian and Northern Affairs Canada
Aboriginal Business Canada (ABC) is an Indian and Northern Affairs Canada program that maximizes Aboriginal people's participation in the economy through business development. Obtain financing to start or expand your Aboriginal business.

Business Development Loans
Community Futures Network of Canada
Community Futures provides their communities with a variety of services including business development loans, technical support, training and information.

Business Opportunities: Develop Humanitarian Aid Markets
Department of Foreign Affairs, Trade and Development (DFATD)
This site covers business opportunities in development and humanitarian-aid markets. Each year, development and humanitarian aid agencies provide over $150 billion in funding for a wide variety of development and humanitarian aid projects in dozens of countries around the world. Learn about these opportunities available to Canadian companies and see if you meet the required criteria.

Business Opportunities and Services
National Research Council Canada (NRC)
NRC helps Canadian companies take new technologies to market. Through research collaborations and partnerships, community innovation, industry support and commercialization opportunities, Canadian firms benefit from NRC's expertise and technologies and increase their own innovation potential. Also offers financing/funding opportunities.

Canada Small Business Financing Program
Industry Canada
The Canada Small Business Financing Program increases the availability of loans for establishing, expanding, modernizing and improving small businesses by encouraging financial institutions to make their financing available to small businesses. Under the program, a small business must apply for a loan at a financial institution (bank, credit union or caisse populaire) of its choice.

Climate Change Services (PDF)
PricewaterhouseCoopers
The “Going Green: Federal and Provincial Incentives” document provides a comprehensive list of all the funding, grants and financial incentives available for companies looking to go green. The document lists both federal incentives and provincial-specific incentives.

Concierge Service
Government of Canada
The Concierge Service is where small and medium-sized enterprises (SMEs), seeking to innovate, will find support to identify and access relevant government resources, including funding programs.

Financial Assistance
World Bank
The World Bank is a vital source of financial and technical assistance to developing countries around the world.

Financing for Artists
Foundation to Assist Canadian Talent on Recordings (FACTOR)
Find information on FACTOR loans for recording, as well as financing to support the English-language sound-recording industry and its artists. Support is provided to Canadian recording artists, songwriters, managers, labels and distributors through various programs that all aid in the development of the industry.

Financing for exporting
Business Development Bank of Canada (BDC)
Depending on your situation, BDC offers a variety of financing solutions for exporting.

Financing for French-Language Artists
MUSICACTION
MUSICACTION offers financing to support the French-language recording industry and its artists. The program is open to all of Canada, but you must be a French-language recording business, songwriter, composer or artist. Financing ranges from $10,000 - $250,000. (available in French only)

Financing for your Foreign Customer
NORTHSTAR Trade Finance Inc.
With NORTHSTAR Trade Finance Inc., your foreign customer can get financing to purchase your products and services.

Funding Opportunities
Department of Foreign Affairs, Trade and Development (DFATD)
This section of the DFATD website provides valuable information for Canadian companies on the Global Commerce Support Program, a contribution program that amalgamates three funding programs for Canadian national associations, communities, companies and researchers.

Funding Portal
Canadian Manufacturers and Exporters (CME)
Members of the Canadian Manufacturers Association enjoy improved access to The Funding Portal, a national one-window portal to information on all available funding sources in Canada, as well as access to expert funding services.

Government grants, loans and financing
Canadian Grants Business Center
This website allows you to find government grants, loans and financing specific to your needs.

Government Trade Services: A Map to Government Support for International Trade
Canada Business Ontario
Find government resources to assist exporting, including help with international agreements, shipping logistics and export financing.

Growth Capital for Aboriginal Business
Business Development Bank of Canada (BDC)
BDC Growth Capital for Aboriginal Business offers financing to help Aboriginal business people start or grow their business. As an Aboriginal entrepreneur with a solid business plan, you could get up to $25,000 to start a business or up to $100,000 to grow your existing business.

International Development Programs
Canadian International Development Agency (CIDA)
CIDA provides funding for international development programs and projects through contributions to Canadian and international institutions of many kinds. The agency also enters into contracts with Canadian companies for the implementation of their programs and projects.

Sources of Private Sector Financing
Canada Business
This section of the Canada Business website focuses on sources of private sector financing. Find out about your options for debt and equity financing available from the private sector.

Atlantic Provinces Only

Atlantic Canada Opportunities Agency (ACOA)
Export Internship for Trade Graduate Initiative
If you are interested in exporting or increasing your company’s market share in international markets, the Export Internship for Trade Graduates is a valuable resource. This initiative provides training and employment opportunities to international trade specialists graduating from Atlantic Canadian universities and colleges. In addition, it helps small- and medium-sized enterprises (SMEs) to acquire the in-house expertise they need to successfully develop and implement an international marketing plan.

Business and Professional Development for Publishers
Government of New Brunswick
This site relates to business and professional development for publishers. If you are an established book or periodical publisher, you may be eligible for a grant of up to $2,500 for the training of your staff or board members and to participate in conferences, business meetings or book fairs. Specific to New Brunswick.

Feature Film Distribution Assistance
Film Nova Scotia
The Feature Film Distribution Assistance program contributes, in the form of a recoupable advance, to the theatrical-release costs of a Nova Scotia-produced film. The objective is to increase the Canadian box office returns of locally produced dramatic, documentary or animated feature films.

Music Nova Scotia - Export Development Program
Canada Business
This section of the Canada Business website focuses specifically on the Export Development Program for Music within the province of Nova Scotia only. Provides information on financing options such as a $7,500 grant to conduct marketing, cover tour costs, attend events and more

New Brunswick Film
Promotional Travel Assistance
The Promotional Assistance Program for Film Producers can help you obtain up to $2,000 for travel costs to festivals and film-related events to which you have been officially invited or selected for screening, or for participating in competitions.

New Brunswick Growth Program
Government of New Brunswick
The New Brunswick Growth Program can help you receive financing for the establishment of a new business or for the expansion, diversification or productivity improvement of an existing business.

Nova Scotia Business Inc.
ExportAbility
The ExportAbility Program can help you obtain funding to increase your competitive know-how in the global marketplace. Includes market-readiness workshops, export development workshops, and programs offered by the Forum for International Trade Training.

Ontario Only

Government of Ontario
Features a list of government incentives for Ontario-based businesses. Preview a list of all the government (provincial, federal, municipal) financial incentives offered to Ontario-based companies to help grow, hire, fund and sustain their businesses and product development.

Mentor Works Ltd.
A nexus of funding news and resources tailored for Canadian businesses. Mentor Works offers daily blogs, grant and loan directories, an e-newsletter, free funding workshops, and detailed funding overviews and updates for any incorporated company across Ontario.

Quebec Only

Business and Regional Financing
Canada Economic Development for Quebec Regions
This program offers financing to help Quebec businesses improve their performance, and to become more competitive and more engaged in innovation. Specific to small- and medium-sized businesses operating in Quebec.

Centre local de développement (CLD)
The mission of a CLD is to mobilize all local players in a common action-based approach to promote economic development and local job creation within the framework of a partnership between government and the local community. (available in French only)

Investissement Québec
Investissement Québec offers consulting and financing to support your expansion project in Quebec. We offer the combined advantages of a financial institution and an economic development agency. Whether you need a loan, a repayment guarantee, a line of credit or financing for your tax credits, Investissement Québec has the right solution.

Solidarity Fund QFL
This is a venture capital firm for Quebec SMEs that offers RRSPs with superior tax advantages. The Solidarity Fund QFL contributes to Quebec’s economic development by investing in all sectors of the economy.

Western Provinces Only

APEX Investment Fund
PFM Capital Inc.
Investment funding of $1 million to $5 million may be available to you from the Apex Investment Fund, if your business is in one of their four key sectors: manufacturing, oil & gas, value-added agriculture, or management buy-outs.

Financial Services
Alberta Indian Investment Corporation
Alberta Indian Investment Corporation provides interest-bearing loans to First Nation entrepreneurs for the purpose of establishing, acquiring, diversifying or expanding a business. In some cases, equity financing may also be available.

Business Sales and Service
ATB Financial
ATB Financial offers many business services, including business loans, banking services, online tax filing, payroll services and more. Specific to Alberta.

Conseil de la coopération de la Saskatchewan
If you are a francophone living in Saskatchewan, you may be able to get financing to start or grow a business with the Conseil de la coopération de la Saskatchewan. (available in French only)

Economic Development Council for Manitoba Bilingual Municipalities (CDEM)
Access to capital is paramount for a business that is starting out, expanding or looking to start an export division. Get the help you need to develop a professional business plan that meets the requirements of financial institutions and will support you in your search for financing. If you are a francophone living in Manitoba, you may be able to get financing to start or grow a business.

Grants and Funding
Saskatchewan Arts Board
The Saskatchewan Arts Board provides grants, programs and services to individuals and groups whose activities have an impact on the arts and artists in Saskatchewan.

Services for Business
Western Economic Diversification Canada
Western Economic Diversification Canada's business development and entrepreneurship initiatives support a competitive and expanded business sector in Western Canada. Although they do not provide funding directly to businesses, they support a network of community-based organizations that offer business information and small loans or assist with access to small business financing.

Women’s Enterprise Initiative Loan Program
Western Economic Diversification Canada
This section focuses on the Women’s Enterprise Initiative Loan Program, specifically for the regions of Western Canada. If you are a woman in this region, you can get up to $100,000 to start, grow or buy a business, as well as consulting services and business training. Your company must be 50 per cent-owned by a woman.

Risk and Cash Flow Management

Exporting becomes less risky when you partner with an expert.

Our free guide shows you how.

Trade Confidence Index

Canada’s exporters are feeling confident. Why?

Find out in the Trade Confidence Index Report.