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Supplier Financing

You can accept a promissory note of payment within your contract so that you can, in turn, offer your customers flexible payment terms. We can buy those promissory notes from you which gives you access to additional cash flow.

  • Be more competitive. Offering your customers more flexible payment terms builds your reputation and helps you win contracts.
  • Pursue your export goals. With the equivalent of a cash sale, your cash remains available to you so you can focus on the next opportunity.

Speed up your sales cycles

Under a note purchase arrangement, we can buy promissory notes issued by a foreign buyer to purchase Canadian goods and services. This means you can have the cash in-hand sooner, completing the sales cycle so you can move on to the next deal. Notify us early in the process if this is a requirement as strict guidelines apply.

Protect your business from non-payment

We disburse the funds directly to you and take on the responsibility of collecting payment from your customer - meaning that we assume the risk of non-payment while you get the equivalent of a cash deal.


Contact us before the commercial contract with a foreign buyer is signed to determine whether a note purchase is feasible because certain requirements must be met to qualify for this arrangement.


We offer competitive rates based on the credit risk of your customer, the term of the note and market risk.

Important Information
The above information describes, in general, EDC services and is not a commitment to provide them. Only the documentation supplied by EDC, in connection with any transaction, provides the full detail and terms and conditions.

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