• Call EDC1-800-229-0575
  • Contact Us
  • Careers
  • Français
Login
Home > Home > Our Solutions > Insurance > Credit Insurance

Credit Insurance – make sure you get paid!

Trade credit insurance (also known as export credit insurance) is a type of commercial insurance that protects your accounts receivable against losses when a customer cannot pay. Sound credit risk management practices, which include credit insurance, can help you avoid serious cash flow issues. Our white paper, Dealing with Credit Risk, can show you how to manage credit risk in your business and explains “What is Credit Insurance?”

Trade Credit Insurance Options

Whether you’re concerned about only a few of your customers, or want the security of knowing all of your sales are protected against non-payment, we have the risk management solution that’s right for you:

  • Online, low-touch credit insurance for a few of your U.S. or international customers – Trade Protect
  • Full-service credit insurance for ALL of your U.S. and international customers, domestic sales and affiliates – Accounts Receivable Insurance

Find what’s best in 5 quick steps or less.

Use our diagnostic tool below to find out which of our trade credit insurance options is best for you.

Find the right credit insurance for your business in less than a minute.

Get Started
Back

Have you already shipped the goods or provided the services you are looking to insure?

Yes No
Back
Depending on the specifics of the transaction, you may be eligible for Accounts Receivable Insurance.
To see if you qualify, please call us at
1-866-253-7819 (Mon-Fri, 9am-5pm, EST).
Learn more Ask a question
Back

Do you sell any of the following to the customers you are looking to insure?

  • Adult entertainment goods or services
  • Hazardous goods
  • Addictive substances
  • Goods or services related to gaming or gambling
  • Military products
  • Computer software
  • Live animals, embryos or semen
Yes No
Back
Due to the nature of the goods or services you are exporting, you may be eligible for Accounts Receivable Insurance. To see if you qualify, please call us at 1-866-253-7819 (Mon-Fri, 9am-5pm, EST).
Learn more Ask a question
Back

Are all the goods and services you are looking to insure exported directly from Canada to your customers?

Yes No
Back
Since some of your goods and services are not exported directly from Canada, we'll need more information to determine if Accounts Receivable Insurance is your best option.
Please call us at 1-866-253-7819 (Mon-Fri, 9am-5pm, EST).
Learn more Ask a question
Back

Are you looking to insure more than $500,000 per customer?

Yes No
Back
Accounts Receivable Insurance is the right solution for your business.
Learn more Ask a question
Back

Are your payment terms equal to or less than 180 days for the customers you are looking to insure?

Yes No
Back
Accounts Receivable Insurance is the right solution for your business.
Learn more Ask a question
Back

How many customers are you looking to obtain insurance for?

5 or less More than 5
Back
Trade Protect is the right solution for your business.
Learn more
Back
Accounts Receivable Insurance is the right solution for your business.
Learn more Ask a question

 

Are You a Heavy Equipment Manufacturer or Service Provider? Single contract trade credit insurance may be the ideal solution for exporters of capital goods and servicesContract Frustration Insurance

Trade Credit insurance can help you:

  • Boost your sales - take on new customers fearlessly and expand into new markets knowing you’re protected if your customer can’t pay.
  • Improve your competitiveness - offer payment terms to customers instead of asking them to pay upfront.
  • Accelerate cash flow - when your receivables are insured, they are more attractive to lenders and you can borrow against them. If you’ve ever considered factoring, or selling your foreign receivables for cash, credit insurance may reduce your factoring costs by making the factored invoices more appealing to the financial institution.
  • Access our international credit management expertise - work with us and we’ll do the credit checks for you.

Learn more

• Call 1-800-229-0575 weekdays 9am to 5pm EST

Submit a question

Important Information
The above information describes, in general, EDC services and is not a commitment to provide them. Only the documentation supplied by EDC, in connection with any transaction, provides the full detail and terms and conditions.

To insure or not to insure?

Wondering if credit insurance is worth the cost?

Download the free whitepaper >>

Success Story

Hear from Clearwater Seafoods