Canadian companies often cite a lack of financing as one of the key barriers to managing their cash flow and implementing their expansion plans. An EDC Research Panel survey* found 86 per cent of companies that have made overseas business investments used company cash to fund their investments, while 38 per cent reported borrowing the cash for this purpose.
Don’t let a lack of financing stand in your way. Whether you’re looking to break into a new market, fill an order or participate in a large-scale global project, our financing solutions can help you access a reliable source of working capital to keep your sales cycle running smoothly.
I need access to a larger operating line but my bank needs extra assurance
By giving a guarantee that your loans will be paid back, our Export Guarantee Program gives your bank the confidence to provide you with additional support—helping you access the working capital you need to get the job done.
I need to provide my customer with a financing proposal
Arranging financing for your customers is an important part of your sales plan. With our Foreign Buyer Financing solution, we can provide customized loans, lines of credit and bank guarantees—with flexible and affordable repayment terms—directly to your U.S. or foreign customers.
I am mid-sized company with a strong business position in Canada, looking for support for a potential investment in foreign assets
If you are a mid-sized company with a solid financial profile looking to invest outside of Canada, we can consider, with the support of your financial institution, a direct loan to finance foreign assets under our Foreign Investment Financing solution.
In our experience, the transactional costs of doing small international loans (less than $1 million) typically outweigh the benefits. For these smaller transactions, solutions other than direct loans can be explored, such as our export guarantee, bonding, or insurance programs.
Our support will depend on the need and we will aim to find a solution that is best for all parties including you and your bank.
*The EDC Research Panel is comprised of about 1,000 Canadian businesses that export or plan to export, and comprise a cross-section of industry sectors, regions and business sizes. Not all panelists respond to all surveys.