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Canadian companies often cite a lack of financing as one of the key barriers to managing their cash flow and implementing their expansion plans. An EDC Research Panel survey* found 86 per cent of companies that have made overseas business investments used company cash to fund their investments, while 38 per cent reported borrowing the cash for this purpose.

Don’t let a lack of financing stand in your way. Whether you’re looking to break into a new market, fill an order or participate in a large-scale global project, our financing solutions can help you access a reliable source of working capital to keep your sales cycle running smoothly.

I need access to a larger operating line but my bank needs extra assurance

By giving a guarantee that your loans will be paid back, our Working Capital Financing gives your bank the confidence to provide you with additional support—helping you access the working capital you need to get the job done.

I need to provide my customer with a financing proposal

Arranging financing for your customers is an important part of your sales plan. With our Buyer Financing solutions, we can provide guarantees, direct loans and co-lending solutions, with flexible and affordable repayment terms to your U.S. or international customers.

I am mid-sized company with a strong business position in Canada, looking for support for a potential investment in foreign assets

If you are a mid-sized company with a solid financial profile looking to invest outside of Canada, we can consider, with the support of your financial institution, a direct loan to finance foreign assets under our Direct Lending solution.

In our experience, the transactional costs of doing small international loans (less than $1 million) typically outweigh the benefits. For these smaller transactions, solutions other than direct loans can be explored, such as our export guarantee, bonding, or insurance programs.

Our support will depend on the need and we will aim to find a solution that is best for all parties including you and your bank.

*The EDC Research Panel is comprised of about 1,000 Canadian businesses that export or plan to export, and comprise a cross-section of industry sectors, regions and business sizes. Not all panelists respond to all surveys.

Finance your supply chain

Supply chain finance is a form of asset-based lending and reverse factoring that can improve the financial efficiency of your supply chains. In doing so, it helps both suppliers and buyers free up much-needed working capital.

If you’re interested in or are already providing supply chain financing to your suppliers, we can work with your financial institution to enhance that capacity by providing solutions such as:

Important Information
The above information describes, in general, EDC services and is not a commitment to provide them. Only the documentation supplied by EDC, in connection with any transaction, provides the full detail and terms and conditions.

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