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Credit Insurance

Credit insurance is designed to protect your accounts receivable, generally one of the largest assets on a company’s balance sheet, against losses due to a customer’s financial inability to pay.

You should consider trade credit insurance if:

  • you’ve ever worried about a U.S. or international customer’s ability to pay, (i.e. due to bankruptcy, political unrest in customer’s country, blocked funds or transfer difficulty, etc.)
  • you want to improve your competiveness by offering payment terms to your customers instead of asking them to pay upfront,
  • you would like to use your accounts receivable as collateral for financing from your financial institution.

Find what’s best in 6 quick steps or less.

Use our diagnostic tool below to find out which of our export credit insurance options is best for you.

Find the right credit insurance for your business in less than a minute.

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Have you already shipped the goods or provided the services you are looking to insure?

Yes No
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Depending on the specifics of the transaction, you may be eligible for Accounts Receivable Insurance.
To see if you qualify, please call us at
1-866-253-7819 (Mon-Fri, 9am-5pm, EST).
Learn more Ask a question
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Do you sell any of the following to the customers you are looking to insure?

  • Adult entertainment goods or services
  • Hazardous goods
  • Addictive substances
  • Goods or services related to gaming or gambling
  • Military products
  • Computer software
  • Live animals, embryos or semen
Yes No
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Due to the nature of the goods or services you are exporting, you may be eligible for Accounts Receivable Insurance. To see if you qualify, please call us at 1-866-253-7819 (Mon-Fri, 9am-5pm, EST).
Learn more Ask a question
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Are all the goods and services you are looking to insure exported directly from Canada to your customers?

Yes No
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Since some of your goods and services are not exported directly from Canada, we'll need more information to determine if Accounts Receivable Insurance is your best option.
Please call us at 1-866-253-7819 (Mon-Fri, 9am-5pm, EST).
Learn more Ask a question
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Are you looking to insure more than $500,000 per customer?

Yes No
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Accounts Receivable Insurance is the right solution for your business.
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Are your payment terms equal to or less than 180 days for the customers you are looking to insure?

Yes No
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Accounts Receivable Insurance is the right solution for your business.
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How many customers are you looking to obtain insurance for?

5 or less More than 5
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Trade Protect is the right solution for your business.
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Accounts Receivable Insurance is the right solution for your business.
Learn more Ask a question

Your Credit Insurance Options

We offer two types of credit insurance:

Trade Protect is great if:

  • You have a small number of customers outside of Canada that you would like to insure against non-payment.
  • You want fast and easy online service.
  • You want minimal policy paperwork.

Accounts Receivable Insurance is best if:

  • You want to insure all of your receivables for all of your U.S. or international buyers
  • You need flexibility in your policy.
  • The nature of your product or service falls outside the qualification criteria for Trade Protect.

Learn more

• Call 1-800-229-0575 weekdays 9am to 5pm EST

Submit a question

Important Information
The above information describes, in general, EDC services and is not a commitment to provide them. Only the documentation supplied by EDC, in connection with any transaction, provides the full detail and terms and conditions.

To insure or not to insure?

Wondering if credit insurance is worth the cost?

Download the free whitepaper >>

Success Story

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