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  • Newsroom
  • Careers
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  • Solutions

      • By product

      • By product

      • By product

      • By product

    Insurance

    Trade credit insurance

    Select Credit Insurance

    Get short-term coverage for occasional exports

    Portfolio Credit Insurance

    Maintain ongoing coverage for active exporters

    Compare trade credit insurance solutions

    Featured

    Insure your exports
    Female designers work in modern office

    Insure your exports

    Learn how credit insurance safeguards your business and opens doors to new markets.

    Coulson Aviation’s growth
    Coulson Aviation plane on a runway.

    Coulson Aviation’s growth

    See how portfolio credit insurance helped this Canadian innovator expand.

    Guarantees

    Guarantees

    Export Guarantee Program

    Increase borrowing power for exports

    Account Performance Security Guarantee

    Free up cash tied to contracts

    Foreign Exchange Facility Guarantee

    Protect profits from exchange risk

    Trade Expansion Lending Program

    Unlock more working capital

    Explore working capital guarantees

    Featured

    Trade Impact Program
    Canada trade cargo container hanging against clouds background

    Trade Impact Program

    Access funding and resources to reach new markets.

    Clarius grows globally
    Smiling women holding Clarius portable ultrasound device in left hand and a smartphone in the right hand which shows an image of a fetal ultrasound.

    Clarius grows globally

    Find out how access to working capital fueled their expansion.

    Loans

    Export financing loans

    Direct Lending

    Secure a loan for global expansion

    Buyer Financing

    Get financing for international customers

    Structured and Project Finance

    Access funding for capital-intensive projects

    View loan solutions

    Featured

    Taste of Nature expands
    A canoeist paddles across a blue lake.

    Taste of Nature expands

    Find out how direct lending helped this snack brand go global.

    Miovision’s sustainable path
    busy city intersection

    Miovision’s sustainable path

    Learn how a Canadian tech firm turns sustainability into global opportunity.

    Investments

    Equity investments

    Investments

    Get equity capital for strategic growth

    Featured

    GoBolt scales sustainably
    Mark Ang, co-founder of GoBolt, smiling in front of a truck with the GoBolt logo and slogan.

    GoBolt scales sustainably

    Explore how GoBolt built a greener logistics network across borders.

    By industry

    Priority sectors

    Agri-food

    Find opportunities in agri-food trade

    Cleantech

    Expand your cleantech business

    Explore the businesses we support

    Featured

    Cleantech leaders 2025
    Eocycle’s high-performance wind turbine stands on a rural farm, where solar panels are installed on the farmhouse roof.

    Cleantech leaders 2025

    See how Canadian cleantech firms are advancing global sustainability goals.

    Business Connections Program
    Woman seated at a table participating in a video conference

    Business Connections Program

    Build relationships with global buyers to help grow your international business.

  • Resources

    Popular topics

    In the spotlight

    Market diversification

    Explore strategies to enter new markets

    Tariffs

    Understand trade tariffs and how to manage their impact

    Risk management

    Learn ways to protect your business from uncertainty

    Supply chain resilience

    Build stronger supply chains for reliable operation

    Discover the trends shaping global trade

    Sector

    Agri-food

    Access tools and insights for agri-food exporters

    Mining and metals

    Find market intelligence for mining and metals exporters

    Cleantech

    Get insights to drive sustainable innovation

    Infrastructure

    Explore resources for infrastructure growth

    Export stage

    By export stage

    Start exporting

    Discover practical tools for first-time exporters

    Grow your export business

    Unlock strategies to manage risk and boost growth

    Expand your global presence

    Leverage insights and connections to scale worldwide

    Featured

    Strategic pricing for exporters
    Canadian exporter researching international pricing strategies on her phone in Mexico City.

    Strategic pricing for exporters

    Learn how pricing strategies help you enter new markets, manage risk and attract customers.

    Global economic outlook
    An engineer inspects shipping containers, illustrating global trade and export strategy.

    Global economic outlook

    Get expert insights and the latest economic trends to help guide your export strategy.

    Trade intelligence

    Market insights

    Indo-Pacific market intelligence

    Track trade trends in Indo-Pacific

    Europe market intelligence

    Uncover European market opportunities

    U.S. market intelligence

    Access insights on U.S. trade

    Global market search

    Browse countries and markets

    Learn about our solutions for market diversification

    Expert analysis

    EDC Economics

    Get expert analysis on markets and trends

    Trade Matters

    Discover stories shaping global trade

    Global Economic Outlook

    See what’s ahead for the world economy

    Country Risk Quarterly

    Monitor shifting global market risks

    Trade Confidence Index

    Read exporters’ perspectives on global trade

    Knowledge centre

    Digital tools

    Export Help Hub

    Get answers to your export questions

    Company InSight

    Research foreign companies before doing business

    InList

    Find trusted freight forwarders

    EDC | FITT Lite Learning Series

    Gain export skills with online courses

    Access all tools and resources with a free MyEDC account

    Content library

    Webinars

    Get insights and practical advice from leading experts

    Podcasts

    Listen to global trade stories

    Success stories

    Learn how exporters are thriving worldwide

    Case studies

    Explore export challenges and EDC solutions

    TradeInsights

    Discover resources for smarter exporting

  • About

    Our impact

    Who we are

    Discover our story

    What we do

    See how we help exporters

    Who we support

    Explore the companies we serve

    Our commitments

    Responsible trade

    Learn about our commitment to ESG

    Organizational governance

    Understand our governance framework

    Corporate reports

    See the results of our commitments

    Featured

    Trade Impact Program
    Canada trade cargo container hanging against clouds background

    Trade Impact Program

    Access funding and resources to reach new market

    Café William’s growth
    Packaged Café William espresso beans in focus with a factory background softly blurred.

    Café William’s growth

    Canadian coffee exporter scales sustainably

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Buyer financing

Financial support for your international customers

 

Turn financial barriers into opportunities

EDC’s buyer financing helps you close more deals by giving your international customers access to the capital they need through a loan or guarantee. The program offers:

  • Up to $10 million in financing through a financial partner
  • $10-$25 million in financing either directly from EDC or through a financial partner
 
Two hands holding a coin with a dollar sign.
 
 

Benefits for Canadian exporters

  • Win more international contracts with financing options
  • Get paid upfront to improve cash flow
  • Offer extended payment terms without taking on risk
  • Make your bid more competitive by including financing

Benefits for your foreign buyers

  • Access capital they may not be able to secure locally
  • Get flexible repayment terms aligned with cash flow
  • Lower their cost of borrowing with competitive financing
  • Work with a trusted Canadian supplier backed by EDC
 
 
 

How buyer financing works

  1. Step 1 1

    Share contract details

    Send EDC your export contract and buyer information.

  2. Step 2 2

    Confirm eligibility

    We assess the deal and your buyer's details to make sure they meet our requirements. For smaller deals, a financial partner may manage the buyer relationship with EDC support. For larger deals, EDC works directly with your buyer.

  3. Step 3 3

    Secure funding

    If approved, your buyer gets the financing—and you get paid upfront.

 
 
Person standing on a balcony holding a smartphone, with a cityscape of modern high-rise buildings and green trees in the background.

Find out if buyer financing is right for your business

Your business may qualify if:

  • You’re a Canadian exporter with at least $10 million in annual revenue
  • You’re selling Canadian goods or services valued at $1 million or more
  • You need support to increase your export capacity

Your buyer may qualify if:

  • They have a good credit rating
  • The transaction is commercially viable
  • Environmental, social and governance (ESG) factors, and other non-credit risks, are within acceptable levels

Frequently asked questions

No. The buyer must meet EDC’s creditworthiness and ESG criteria. We assess every deal individually.

It depends on the size and complexity of the deal. Smaller guarantee transactions can move relatively quickly. Larger direct loans may take longer because of required due diligence.

No. EDC or our partner will manage the relationship with the financial institution or your buyer, depending on the deal structure.

Not all. EDC evaluates country risk on every deal and may not offer support in certain markets.

No. Buyer financing begins with the Canadian exporter. Once EDC assesses the opportunity, we engage with your buyer or their financial institution to explore the best solution.

Yes. Many exporters use buyer financing regularly as part of their international sales strategy. EDC can help assess each opportunity individually.

A happy mature businesswoman working in a business office.

Want to help your buyer access financing?

Answer a few quick questions about your business to get started or call us at 1-800-229-0575.

Contact EDC
Date modified: 2026-01-23

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