Trade credit insurance

Protect your business against the risk of non-payment and unlock working capital

Which EDC credit insurance solution is right for you?

We offer trade credit insurance for exporters of all sizes.

Short-term or ongoing coverage

Insure a single customer, an entire book of receivables, or anything in between.

Help me choose
For occasional exporters

Select Credit Insurance (SCI)

Short-term coverage when you need it
- Ideal for new exporters
- Set up your policy online in minutes
- Cover one or a few international customers
- Insure transactions up to $500,000
Learn about SCI
For high-volume exporters

Portfolio Credit Insurance (PCI)

Ongoing coverage for active exporters
- Flexible coverage with more policy options
- Insure an unlimited number of international customers
- Cover pre-shipment costs in case of cancellation
Learn about PCI

Export confidently and expand globally with EDC credit insurance

Protect against the risk of non-payment, increase your borrowing power and sharpen your competitive edge.

This graphic illustrates how trade credit insurance transfers non-payment risk from exporters to EDC.

Mitigate risk and win more business

EDC credit insurance covers up to 90% of your insured losses if your customer doesn’t pay. That protection frees you up to extend credit to international buyers and offer more competitive terms.

Access more working capital

Securing your foreign receivables with trade credit insurance can boost your borrowing power. Your financial institution will typically lend against your insured invoices for 90% of their value, potentially increasing your access to working capital.

The EDC advantage

Reliable coverage, even in challenging times:

As Canada’s export credit agency, we’re committed to helping Canadian companies do business in global markets.
We can take on a healthy amount of risk to support your international success.

More than just credit insurance:

Working with EDC gives you access to the insights, connections and financial solutions you need to expand into new markets.
We’ve been supporting Canadian exporters since 1944. We know what it takes to build a successful, sustainable global business.

Who can apply?

EDC offers trade credit insurance solutions for Canadian exporters of all sizes. Our definition of an exporter is broad, and you may qualify if you:

sell a good and/or service to customers outside Canada;
create a good and/or service that forms part of an international supply chain; or
have a plan to export in the future.

Learn more about our eligibility criteria for Select Credit Insurance and Portfolio Credit Insurance

A happy mature businesswoman working in a creative office.

Have a question about trade credit insurance?

We’re here to help.

Call us at 1-800-229-0575

Or send us a question and we'll get back to you as soon as possible.

Contact EDC

Which EDC credit insurance solution is right for you?

Short-term or ongoing coverage

For occasional exporters

Select Credit Insurance (SCI)

For high-volume exporters