Using your Credit Insurance Policy

Credit insurance help & support


Discretionary Credit Limit

For coverage to apply to a buyer, you must establish a credit limit for the buyer. A credit limit can be established by obtaining a credit approval from us.

You may be able to establish your own credit limits if your policy contains a discretionary credit limit (DCL). The DCL is the maximum credit that you can approve for a customer without requesting a credit approval from us. For details of on how to do this, consult the discretionary credit limit section of your Coverage Certificate.

Frequently asked questions about Discretionary Credit Limit (DCL)



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Date modified: 2021-12-13