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This temporary solution ended for new transactions on December 31, 2022. To learn more about this, and other EDC financial solutions, please contact your financial institution. 

EDC Trade Recovery Guarantee

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The onboarding period for Trade Recovery Guarantee ended on Dec. 31, 2022. You can go here to review other EDC working capital guarantees that may be available to you.

If you have an EDC Trade Recovery Guarantee in place through your financial institution, your coverage will continue for up to five years from the loan signing date. Please contact your financial institution for details.

Get quick access to funding with the EDC Trade Recovery Guarantee

  • Once your FI has approved your company for a new operating line of credit or term loan, EDC will guarantee 80% of the money you borrow through the EDC Trade Recovery Guarantee. 
  • With EDC mitigating the risk, your FI will be better positioned to provide you with additional funding to manage your operational expenses.
  • The maximum loan size is C$6.25 million.  
  • Talk to your financial institution to find out if the EDC Trade Recovery Guarantee, or another EDC solution, is a good fit for your financing needs.
  • Your business will have to complete an online eligibility form and self-declare as a direct, indirect or future exporter. 
  • Eligibility for the EDC Trade Recovery Guarantee is subject to additional requirements through approved financial institutions. 
  • The following aren’t supported by the EDC Trade Recovery Guarantee:

    - Government organizations or bodies or entities wholly owned by a government organization or body;

    - Non-profit organizations, registered charities, unions, or fraternal benefit societies or orders, or entities owned by such an organization, unless the entity is actively carrying on a business in Canada (including a related business in the case of a registered charity) that earns revenue from the regular supply of property/goods or services;

    - Entities owned by any federal member of Parliament or senator; and

    - Entities that promote violence, incite hatred or discriminate on the basis of sex, gender identity or expression, sexual orientation, colour, race, ethnic or national origin, religion, age or mental or physical disability, contrary to applicable laws.
  • Proceeds from your loan must be used to finance business operating costs and can’t be used to repay or refinance existing debt.

Talk to your financial institution to find out if the EDC Trade Recovery Guarantee, or another EDC solution, is a good fit for your financing needs. 

Resources to Grow Export Sales

Handsome Asian man searches for groceries from list on his phone.

North American outlook: Tariff headwinds fracture decades of economic co-operation

Article May 01, 2025 Discover how new tariffs threaten North America’s economic future and stability.

Headshot of Bruce Croxon with countries and sound wave lines in the background.

Export smarter: Tips from new EDC podcast host Bruce Croxon

Article April 15, 2025 The venture capitalist and former dragon shares advice on scaling and succeeding globally.

A smiling man in a safety vest and hat talking on the phone while holding a tablet in a shipyard, with a blurry woman in the background also wearing a safety vest and hat.

How to find a trustworthy freight forwarder

Article April 09, 2025 Learn how to find a trusted freight forwarder and how they benefit Canadian exporters.


Talk to your financial
institution about the EDC
Trade Recovery Guarantee

Contact your financial institution if you have questions about your existing EDC Trade Recovery Guarantee coverage. 

Questions about EDC’s other financial solutions?

Send a question.


Talk to your financial institution about the EDC Trade Recovery Guarantee

Contact your financial institution account manager to find out if the EDC Trade Recovery Guarantee is a good fit for your funding needs.

EDC Trade Advisor
Date modified: 2023-07-20

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